The setting is the flood-ravaged, evacuated town of Huntingburg, where Tom (Slater), an armored car driver, is in deep danger. A gang of thieves (led by Freeman) figures the flood is their chance to heist the money Tom is transporting from local banks. But there's one thing the gun-carrying criminals didn't count on - Tom. Come hell or high water, he's determined to deliver the money entrusted to him. But before he does, he'll have to survive a relentless pursuit filled with close calls, floods, uncertain loyalties and heart-stopping heroics.